Smart Property Investors Plan Ahead: Let’s Talk Capital Gains & Trust Wills

June 11, 20251 min read

Smart Property Investors Plan Ahead: Let’s Talk Capital Gains & Trust Wills

capital gains

As your property portfolio grows, so does your tax exposure—especially when it comes to Capital Gains Tax (CGT). But with smart estate planning tools like Trust Wills, you can protect your assets and your legacy.

Capital Gains Tax (CGT)

If you sell a buy-to-let, HMO, or commercial property for more than you paid, CGT may apply to your profits. For higher-rate taxpayers, this could mean up to 24% tax on residential gains.

coins

Trust Wills: A Strategic Shield

By placing property assets in a trust, you can:

Reduce inheritance tax

Control how and when assets are passed down

Potentially mitigate CGT upon death or transfer

Provide for vulnerable family members or dependents with specific needs

Planning = Peace of Mind

Don’t wait until you're selling or restructuring to consider your options. Integrated tax and estate planning now could save tens—or hundreds—of thousands later.

📩 Want to explore your CGT exposure or set up a property trust?

Contact SHPC Limited:

📧 [email protected]

📞 0118 989 9783

📱 DM Shannon Hoang: 079 4348 5748

🌐 shpropertyconsultancy.co.uk

Let’s build a property legacy that lasts.

Back to Blog